Lawyer in San Diego County, California
An Overview of Our Bankruptcy Practice
At the office of Thomas F. Miles, Attorney and Counselor at Law, in El Cajon, we have over 32 years of experience protecting the legal rights of individuals throughout San Diego County and the surrounding communities. We built our successful practice on a commitment to personal service and attention. We work hard to establish trusting and positive relationships with our clients, taking an honest and ethical approach to creatively resolving your problems. For a free initial consultation, contact our office via e-mail or call us at 619-631-4833 or 866-471-0416.
Chapter 7 Bankruptcy
We will work closely with you to help you determine whether you qualify to file for protection under Chapter 7, examining the means test required under the new bankruptcy law. When your Chapter 7 petition is filed, we will make certain that all eligible debts are discharged and that your assets are protected as fully as the law allows. We handle personal as well as small business bankruptcies. To learn more, see our Chapter 7 bankruptcy page.
Chapter 13 Bankruptcy
If you need to file Chapter 13, or if you fail to qualify for protection under Chapter 7, we will handle all matters necessary to help you establish a plan of reorganization under Chapter 13. We will act as your advocate with the trustee, creditors and with the bankruptcy court, ensuring that any payment plan is within your means. See our Chapter 13 bankruptcy page for additional information.
Myths of Bankruptcy
If you have been considering bankruptcy, you may have heard many rumors about the effect of a bankruptcy, what you might lose, what debts you can discharge, and the impact on your ability to get credit in the future. Many of these rumors are merely misconceptions. To learn the truth, see our page on the myths of bankruptcy.
Foreclosure Assistance
If you are facing foreclosure or your mortgage payments have become unmanageable, we can help you work with your mortgage company or lender to restructure or modify the terms of your loan so that you can keep your house. For more information, go to our page on foreclosure assistance.
To set up a free initial consultation, contact us via e-mail or call us at 619-631-4833 or 866-471-0416. We are open from 9 a.m. until 5 p.m., Monday through Friday, and evenings and weekends by appointment. Our office is located in El Cajon, just one block west of the courthouse and civic center. We can meet with you in your home, if necessary.
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Thomas F. Miles, Attorney and Counselor at Law
152 W. Park Avenue
Suite 145
El Cajon, CA 92020
Telephone: 619-631-4833
Toll Free: 1-866-471-0416
Fax: 619-588-6200
Map & Directions At the law office of Thomas F. Miles, Attorney and Counselor at Law, in El Cajon, we represent individuals throughout San Diego County in California, including La Mesa, Mission Valley, Lemon Grove, Lakeside, Chula Vista, Eastlake, Bonita, Imperial Beach, Alpine, Dulzura, Jamul, Spring Valley, National City, Mira Mesa, Ramona, La Jolla, Del Mar, Encinitas, Vista, Oceanside, Carlsbad, Escondido, Rancho Bernardo, Rancho Penasquitos, Rancho San Diego, San Ysidro, Valley Center, San Marcos, Hillcrest, Jacumba, Borrego, Julian, Fallbrook, Temecula, Marietta, El Centro, Brawley, Imperial and Calexico; and in East San Diego County, Riverside County and Imperial County.