Thomas F. Miles, Attorney and Counselor at Law
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March 2013 Archives

It's financially responsible to file for bankruptcy in San Diego

Bankruptcy is an issue that affects many people in the United States, including a number of people in San Diego. It doesn't matter whether a person has millions upon millions of dollars or lives paycheck to paycheck; bankruptcy does not discriminate. There are a collection of misconceptions about people who file for bankruptcy. However, contrary to what some people may believe, filing for bankruptcy is often the smartest financial decision person can make.

California Chapter 13 bankruptcy can help achieve relief

There are many concerns for people who decide to file for a bankruptcy in California. For some, people the concerns about a bankruptcy surround their future ability to get a job or obtain credit. For others, the need to save their home from foreclosure is important. Many of these concerns can be addressed by a Chapter 13 bankruptcy.

Personal bankruptcy in California need not hurt credit

California readers may be interested to learn about ways to preserve your credit score, even if you have to file for a personal bankruptcy. In fact, according to a recent report, an individual can file a personal bankruptcy and still retain a credit score well over 700. Though this is not the case for everyone, it may be something of value for some individuals.

California personal bankruptcy helps man begin again

Readers in southern California may be interested to learn about the bankruptcy history of the new City Manager of another town here. The man began his new job recently after going through both the interview and confirmation processes. As a part of that inquiry, he discussed his two personal bankruptcy filings; the most recent that occurred in 2011.

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