Thomas F. Miles, Attorney and Counselor at Law
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CA firm providing competent Chapter 7 bankruptcy representation

Dealing with debt can be a difficult and emotional for many individuals in California. Although many debt issues can be overcome, some individuals are so overwhelmed that they find that they cannot to do so on their own. Thus, seeking guidance about debt relief options is often a necessary step. While filing for bankruptcy can seem like a negative or daunting task, it is frequently used to give individuals and families a fresh financial start.

At Thomas F Miles, Attorney and Counselor at Law, our experienced legal team understands the tough predicament debt can cause. Whether it is due to medical debt, credit card debt, unemployment, or other unexpected life events, our law firm can help debtors in a wide variety of financial situations understand their options.

Our goal is to develop a trusting and positive relationship so that our clients know that we are working to protect their best interests. Wel ensure that our clients understand every step of the bankruptcy process and how they could qualify for one or multiple forms of bankruptcy. For those seeking debt elimination, filing for Chapter 7 bankruptcy is often the best option.

Chapter 7 bankruptcy can do more that discharge debts, it can also trigger an automatic stay. This is considered a type of protection offered by the process, stopping the debt collection, foreclosure, and repossession process. Once an individual files for Chapter 7, a trustee will be appointed to oversee the administration of the bankruptcy case. Assets will be examined and, if it is determined that your assets exceed what is considered to be fair under California exemption, those assets will likely have to be sold off to pay off debts.

By looking at our Chapter 7 website you can learn more about the services we offer and how we may be beneficial to a particular set of circumstances We know that bankruptcy can seem daunting, but with a qualified legal professional by your side, like those at our firm, you can ensure that you position yourself for a successful discharge and the fresh financial start you deserve.

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Thomas F. Miles, Attorney and Counselor at Law
152 West Park Ave
El Cajon, CA 92020

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