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Chapter 7 bankruptcy offers financial relief in California

There are many benefits for people in California who find that they need the help offered by the filing of a personal bankruptcy. For those who qualify for a Chapter 7 bankruptcy, those benefits can include the total discharge of many of their unsecured debts. This result is a major relief for those who are unable to repay the debts that they owe.

A Chapter 7 bankruptcy is the type that a woman in another state is seeking in her recent case. Initially she filed another Chapter of the Bankruptcy Code, but the court ordered a change to a Chapter 7 when it became apparent that she would be unable to complete the reorganization required by her initial bankruptcy attempt. Now, the case is moving forward in her home state.

In her Chapter 7 bankruptcy case, the woman listed a total of 85 creditors. She owes those people and organizations some $3.1 million, she told the court. Many of these debts may be from customers of her mobile home business that have not received the items that they had expected. Both a business and a personal bankruptcy petition were field by the woman when her business began to fail.

Choosing a Chapter 7 bankruptcy is often a good choice for people in California. Because of the debt discharge that results form a successful completion of this type of case, people find that they are often able to exit the process without the overwhelming debts that they may have held before the filing. This is a beneficial result and allows people to restart their financial lives relatively quickly.

Source:, Park Girl faces numerous charges, Emma Perez-Trevino, Dec. 29, 2013

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Thomas F. Miles, Attorney and Counselor at Law
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