Thomas F. Miles, Attorney and Counselor at Law
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August 2016 Archives

Woman facing charges for personal bankruptcy decisions

Choosing to file for bankruptcy is a decision that no California resident enters into lightly, even when it is clearly the best course of action. Once the personal bankruptcy process begins, the individual who filed is obligated to assist his or her attorney in completing the process in a timely manner, and with accurate information. Failure to do so can result in the case being thrown out of bankruptcy court, or even in criminal charges.

Buying a home after going through personal bankruptcy

Owning a home remains one of the top goals of many Americans. For those who are forced to file for personal bankruptcy, that dream may seem out of reach, especially if they have lost their home as a result of financial distress. It can be a huge relief for California residents to learn that purchasing a new home may not be such a challenge after all.

Unmanageable debt may be on the rise in California

During elections seasons, many in California and across the country hear facts and statistics about the national debt which may sound frightening. However, some economists are recommending that consumers examine signs of danger in their own finances. These economists are noticing a disturbing trend in consumer spending. According to recent reports, many Americans may be carrying unmanageable debt, and it seems to be getting worse.

How to retain a home through Chapter 13 bankruptcy

For California homeowners who are facing financial struggles, hanging on to the family home is often a top priority. However, the loss of an income, mounting medical debt, unexpected expenses and other circumstances can make it nearly impossible to stay on top of one's monthly mortgage obligation. For those who are committed to keeping their home and restructuring their finances, chapter 13 bankruptcy can offer a solution.


Thomas F. Miles, Attorney and Counselor at Law
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El Cajon, CA 92020

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