Thomas F. Miles, Attorney and Counselor at Law
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2 tips for avoiding probate

The probate process, or the steps involved in establishing the validity of a will in court, can sometimes prove long, involved and expensive, but the process is also often largely avoidable. If you wish to keep your estate in the hands of the people you value most and avoid making your beneficiaries wait longer than they must to receive their inheritance, there are steps you can take that may help you do so.

2 things to keep in mind about medical debt and bankruptcy

You, like many people in the El Cajon area, are struggling with rising medical debts. It may seem as if there is nothing you can do to avoid those medical bills, and it is not like you are racking them up unnecessarily. You may have health issues that require you to get medical care and take prescriptions your health insurance does not cover. 

How often should you update your will?

Once you create a will or any other end-of-life document, you may think you are set until your passing. However, your circumstances and wishes often change over the years, and your will needs to reflect your current situation.

When is a good time to start estate planning?

Whatever age you are, it is likely a good time to start estate planning if you have not already. For example, suppose you are 30 years old, married and have one child. You may not yet have significant assets, but you do have that spouse and child. What happens to the child if both parents die? Estate planning helps you answer that difficult question and many others.

Mythbusting: Can your credit be repaired after bankruptcy?

If you are drowning in overwhelming debt and dealing with harassing calls from creditors, bankruptcy may be a valuable option to give you a fresh financial start. Debt is not always about being irresponsible. You cannot control when you lose your job, when you get sick or injured enough to collect high medical bills or when the cost of living rises more than you expect.

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Thomas F. Miles, Attorney and Counselor at Law
152 West Park Ave
El Cajon, CA 92020

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